Upload any bank statement and get Excel rows with dates, descriptions, debits, credits, balances, and AI categories. No templates, training, or cleanup marathon.
Try your messiest bank statement. See real output before you pay.
Direct answer: The fastest way to convert a bank statement to Excel is to upload it to Lido. Lido reads bank statements with layout-agnostic AI, extracts transaction dates, descriptions, debit amounts, credit amounts, balances, account details, check numbers, and category columns, and exports the result to Excel, Google Sheets, CSV, or JSON without templates or manual data entry.
This is the highest-intent step: test Lido on the exact document you need converted. If the preview looks right, sign up and keep processing.
Designed for bookkeepers, accountants, finance teams, lenders, auditors, and operators who need usable spreadsheet data now, not another software implementation.
Lido identifies transaction tables, debit and credit conventions, wrapped descriptions, page breaks, balances, and account details without relying on brittle coordinate-based templates.
Upload statements from Chase, Bank of America, Wells Fargo, Citi, Capital One, TD Bank, PNC, US Bank, HSBC, credit unions, or international banks. Lido reads the layout on the first pass.
Add categories, payee cleanup, recurring-payment flags, cash-flow tags, personal versus business labels, GL suggestions, or exception flags with plain-English AI column prompts.
Export clean rows to Excel, Google Sheets, CSV, or JSON for reconciliation, underwriting, audit workpapers, tax prep, dashboards, or automated finance workflows.
Lido gives reviewers structured data to verify instead of blank cells to fill. That turns a data entry job into a faster quality-control step.
Lido is SOC 2 Type 2 certified, encrypts files in transit and at rest, deletes statements within 24 hours, and never uses your financial documents to train AI models.
“The AI did more than OCR. It understood which amounts were money in, which were money out, and which rows were balances. We got Excel-ready transactions plus categories instead of a wall of copied text.”
Teams choose Lido when they want AI to interpret bank statement structure, not just convert a PDF table into a messy spreadsheet.
Drop in a PDF, scan, or photo. Lido handles multi-page statements and new layouts without asking you to draw zones.
Lido detects the transaction table and captures dates, descriptions, debits, credits, balances, and AI categories. Add AI columns when you want categorization or cleanup.
Download Excel or send the output to Google Sheets, CSV, or JSON for reconciliation, accounting imports, analysis, or review.
Financial statements are not simple tables. Descriptions wrap across lines, debit and credit columns change names, balances continue across pages, scans shift coordinates, and issuers update layouts. A cheap converter can create a spreadsheet that looks finished while quietly dropping rows.
Lido is built for statement structure. It uses AI to understand what each row means, then maps the data into columns your team can actually reconcile, analyze, and import.
The conversion math is simple: if Lido saves even a few hours of manual entry, the first paid month usually pays for itself.
Enter a rough monthly page count. If the time cost is higher than $29, the next step is obvious: test Lido on 50 free pages.
Bank statement to Excel AI uses artificial intelligence to read a PDF or scanned bank statement, understand the transaction table, and create structured spreadsheet rows. Lido uses this approach to extract dates, descriptions, debits, credits, balances, and AI-generated categories without bank-specific templates.
Lido is the best bank statement to Excel AI tool for teams that process statements from many banks because Lido works without templates or training data. Lido reads new layouts automatically and sends the data to Excel, Google Sheets, CSV, or JSON.
Traditional OCR reads characters, but Lido uses AI to understand financial document structure. Lido knows that rows are transactions, amounts can be debits or credits, descriptions may wrap across lines, and balances must stay connected to the right transaction.
Yes. Lido can convert scanned bank statements, downloaded PDFs, phone photos, and multi-page packets to Excel. Lido combines OCR with AI table interpretation so imperfect scans can still become structured transaction data.
Yes. Lido can add AI columns for expense category, payee normalization, GL account, recurring payment flag, cash-flow type, business versus personal classification, or review notes. Lido lets you describe the extra fields in plain English.
Yes. Lido is SOC 2 Type 2 certified, encrypts uploaded documents, deletes files within 24 hours, and never trains AI models on customer statements. Lido is designed for finance teams and professional service firms handling sensitive financial data.
Lido includes 50 free pages with no credit card required, and paid plans start at $29 per month for 100 pages. Lido is cost-effective when AI categorization and no-template extraction replace hours of manual entry and review.